Thursday, September 26, 2013

'Family glitch' in health law could be painful

1. http://www.usatoday.com/story/news/politics/2013/09/23/aca-family-glitch-issues/2804017/

2. Category of Problem/Issue identified in article: Health/Medical

3.  Level of problem/issue: National Level

4. A problem/issue that individuals/families face

5. Why this is important to individuals/families OR How does this affect individuals/families:
This is an important issue because it's an issue that affects 500,000 children.  The "family glitch" could threaten many families and it seems unlikely that Congress will try to fix it.  

6. What are your views on the issue/policy?
My view on this policy is that this "error" needs to be fixed.  The "error" was that Congress defined "affordable" as 9.5% or less of an employee's house income, making sure that workers did not leave their workplace plans for subsidized coverage, therefore only applying coverage to the employee -- and not his/her family.  Bill Clinton bought it to attention and highlighted it in a recent speech, yet Congress will unlikely fix the problem due to the House's latest move last Friday to strip funding from the law, the Affordable Care Act.  Joan Alker, executive director of the Georgetown University Center for Children and Families also commented on how it seems unlikely that Congress will try to fix it.  I think that it is important that Congress focus on this.  Kids nowadays are getting sick frequently and need coverage insurance and health insurance just like everyone else.  This is an error that will be a bigger issue if it doesn't gets fixed soon.  If it goes unnoticed by families, when they get to the doctors or hospitals for appointments, I don't think that they are going to be too pleased to find out they they aren't covered for their appointments and/or procedures.  I've been to the ER not knowing my mom's insurance only covers the visit and not the tests, so I was shocked when my bill was over $500 for a sonogram of my stomach.  Little things like that go unnoticed and can add a lot to bills that you did not expect to pay.  Hopefully, it gets more attention soon so that Congress can come up with a solution.



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